From personal needs to business expansions, we connect you with 50+ banks and 150+ NBFCs to secure the lowest rates and fastest approvals.
Choose the loan that fits your needs. Our expert team will connect you with the best lender from our vast network.
Government-backed subsidies & low-interest loans for MSMEs to boost business growth.
We make borrowing easy, transparent, and stress-free. Here’s what you get when you apply through us.
Apply online with paperless KYC and instant e-verification.
Access exclusive rates from 50+ banks and 150+ NBFCs.
Choose repayment terms from 1 to 30 years, depending on the loan type.
Basic KYC and income proofs – no bulky paperwork.
Personal relationship manager assigned to guide you at every step.
Complete transparency – zero processing fees from our side.
Getting a loan with RC Finance is as easy as 1-2-3. Here’s your journey to financial freedom.
Fill in your basic details and loan requirement in 2 minutes.
We compare offers from 50+ banks & 150+ NBFCs to find your best deal.
Complete e-verification and get funds credited to your account within 24-48 hours.
Got questions about loans? We’ve got clear answers to help you make the right decision.
Eligibility depends on the loan type. Generally, we consider age (21-60 years), income stability, credit score (preferably 650+), and existing debt obligations. Our team will assess your profile and match you with the best lender.
Standard documents include: Aadhaar, PAN Card, last 3-6 months' bank statements, salary slips (salaried) or ITR/income proof (self-employed), and address proof. Our team will customize the checklist for your specific loan.
Yes, but it depends on the lender. Some NBFCs are more flexible than banks. You may get a loan at higher interest rates or with a co-applicant. We also offer a Credit Builder Membership to help you improve your score for future applications.
For most unsecured loans (personal, business), disbursal can happen within 24-48 hours post-approval and document verification. Secured loans (home, LAP) may take 7-15 days due to property evaluation.
Interest rates vary by loan type and lender. Generally: Personal Loans (10.5% – 24% p.a.), Home Loans (8.5% – 11% p.a.), Business Loans (11% – 18% p.a.), Gold Loans (7% – 12% p.a.). We help you secure the lowest rate based on your profile.
No, RC Finance does not charge any fees from customers. Our services are free. You only pay the standard processing fees charged by the lender (usually 0.5% – 2% of the loan amount), which is clearly communicated upfront.
Important: All loan approvals, interest rates, processing fees, repayment tenures and terms are at the sole discretion of the respective financial institutions. RC Finance does not guarantee loan approval or specific interest rates.
RC Finance (Reg. No: RCI 92756) acts as a Direct Selling Agent (DSA) and
facilitates connections between customers and our partner network of 50+ Banks and 150+ NBFCs.